Got a Speeding Ticket?
Here’s How to Keep it From Raising Your Car Insurance Rates
It happens to all of us. You’re driving along, minding your own business, going with the speed of traffic when next thing you know...you see flashing blue lights reflecting in your rear-view mirror. Oops. Did that speed limit sign say 45 MPH...or 35?
When the police officer hands you that slip of paper that says you violated the lawful limits of speed in the area you were driving, you get that pit in your stomach just thinking of how much more you’ll have to fork over for car insurance now. You know you were in the wrong, and you should have paid attention to the speed limit signs, but as someone who normally drives responsibly—is there anything you can do?
If you are a safe driver most of the time, and the speeding wasn’t intentional, you can keep it from raising your auto insurance rates, but you’ve got to do it right and check off all the boxes. Here at Galezano Insurance, we hear stories all the time about good, responsible people who didn’t take the proper steps to get a ticket removed from their record. As a result, they’re stuck with higher than normal auto insurance rates (up to 25-30% higher rates!) until that speeding ticket goes off their record, which can take up to 3-5 years.
So What Can You Do About a Speeding Ticket?
Sign up to take the Florida Driver Improvement Course ASAP. Looking for a fun way to learn how to be a better driver? You can opt to take Comedy Traffic School instead of the traditional method. Email firstname.lastname@example.org for a discount to the Comedy Traffic school course.
Follow all the steps required in the course. Don’t skip a step!
Submit proof of the course completion to the Clerk of the Courts office in the county you received the speeding ticket in. Depending on which office it is, they may have different requirements on how you’ll need to submit your completion certificate. You can find out by checking their website, or calling their office number.
Keep an Eye on That Speedometer From Now On!
Though you may have the option of taking a driver improvement course to prevent a speeding citation from increasing your auto insurance rates, it’s important to remember not to abuse it.
Here Are Some Key Things to Remember:
The state of Florida also offers courses for those who’ve had their drivers license suspended, and they provide driver improvement courses for all drivers, including first-time drivers and senior drivers. These courses can also help to reduce auto insurance rates. You can find out more about those here.
At Galezano Insurance, we get questions all the time from people who are panicked after getting a speeding ticket and don’t know where to turn. We understand, we know you’re human, and we all make mistakes. That’s why we’re here to help.
Did you get a speeding ticket recently, but don’t know what to do?
Talk to a Galezano Insurance agent today at (239) 202-0233.