3 Reasons Why DIY Insurance is a Bad Idea
You hear it all the time. It’s so easy. All you have to do is fill out a few online forms, and—-viola! Your homeowner’s insurance rates just went down. But is that really the case? Are insurance agents unnecessary in this DIY age?
It turns out, you DO need a qualified insurance agent on your side. At Galezano insurance, we hear about DIY insurance nightmares all the time. And we regularly get phone calls to fix policies that were written in error. Those people are the lucky ones. The situations we hate to hear about are homeowners who end up with losses they thought were covered, but end up having to come out of their own pocketbook. Ouch.
So, that’s why we’re sharing the 3 reasons why DIY insurance could turn into a nightmare:
Without the training of an experienced local insurance agent, it’s easy to miss the fine print. Many policies have exclusions (which means, you have to eat the cost of whatever they exclude from the policy) you may not be aware of.
If the quote you get seems cheaper than it should be, there’s probably something wrong. If you’re shopping for affordable insurance, resist the urge to do it online.
Going with the trim-the-fat plan could spell disaster. Many big name insurance companies advertise that you can just pick the coverage you need. Beware: this is how people end up underinsured.
Everyone wants to save money, we get it. But saving money on essential needs like the proper coverage for your home could end up costing you more than you thought you saved. If you haven’t had an independent agent before, it’s a good time to get one on your side. Galezano Insurance is both affordable, and offers a variety of plans to suit your needs.
So, before you’re tempted to sign up for that amazing-too-good-to-be-true insurance premium, call us. We offer a free consultation. We’re also happy to answer any questions about policies, quotes, coverage, and any DIY insurance you found online. If the amount and plan you were quoted for genuinely is a good deal, we will tell you to go with the quote you found. If it passes our reliability test, we will honestly tell you. Our goal at Galezano insurance is to steer you in the best direction—-both financially and with proper coverage. We want you to sleep soundly at night, knowing you and your family are protected.
Call or email us today for a free consultation!
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