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Home > Blog > Galezano Insurance LLC Blog Page 3
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Galezano Insurance LLC Blog Page 3

View the latest blog posts from Galezano Insurance LLC.

Thursday, April 30, 2020

How Climate Impacts Your Home Insurance Policy

Esurance published a report in March 2019 that notes that insurance companies are beginning to increase premiums for customers residing in high-risk natural disasters areas. Home insurance companies are also reducing the number of coverage options and increasing deductibles. READ MORE >>

Tuesday, April 28, 2020

What Are the Easiest Auto Insurance Discounts to Qualify For?

If you can upgrade your car's safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in over time. But what are some easy ways to get your premiums down quick? Affiliation/Affinity Discounts READ MORE >>

Thursday, April 23, 2020

Do You Need Flood Homeowners Insurance?

In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don't meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding. READ MORE >>

Tuesday, April 21, 2020

What Happens to a "Totaled" Car?

When a car is "totaled," what that means is that your insurer has marked it up as a "total loss." That is, to repair the car would cost more than it would to replace it. So, what happens to a totaled car after you've filed your auto insurance claim? You Will Typically Retain Ownership of The Car READ MORE >>

Thursday, April 16, 2020

How Can A Small Business Qualify For Insurance Discounts?

Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That's because the presence of security means that the owners of the property are saving more money on insurance than they're paying for the protection. READ MORE >>

Tuesday, April 14, 2020

House Upgrades That May Save You on Your Homeowners' Insurance

Do you realize that there are improvements you can make to your home that can make it safer, add value and potentially save you money on your home insurance premium? These are improvements every homeowner should consider when upgrading their homes. Here are some specific projects you could undertake that will provide a significant ROI. READ MORE >>

Thursday, April 9, 2020

How to Get Affordable Auto Insurance

If you're like most drivers, you want to get the best auto insurance possible at the lowest price. Fortunately, finding a good and low-priced insurance plan doesn't have to be difficult. Read this article to learn about how to get affordable car insurance. 1. Claim Your Discounts READ MORE >>

Tuesday, April 7, 2020

Do Entrepreneurs Need Business Insurance?

Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business insurance from the get-go. READ MORE >>

Thursday, April 2, 2020

Are High Value Items Covered by Home Insurance?

High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value READ MORE >>

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Monday, March 30, 2020

3 Reasons Why DIY Insurance is a Bad Idea

3 Reasons Why DIY Insurance is a Bad Idea You hear it all the time. It’s so easy. All you have to do is fill out a few online forms, and—-viola! Your homeowner’s insurance rates just went down. But is that really the case? Are insurance agents unnecessary in this DIY age?   READ MORE >>

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